Why pay more when we have access up to 200 life insurance companies that can provide you with the most affordable rates
Final Expense Whole Life Insurance can help ease the financial burden of end-of-life costs, covering expenses such as funeral services, medical bills, and outstanding debts—providing peace of mind for you and your loved ones.
Life is unpredictable—and while you may not be able to control what happens, you can take steps to protect your loved ones from financial hardship. Home of Life Insurance is designed to provide your family with the financial support they need during life’s most difficult moments.
Final expense insurance is a form of whole life coverage that is generally more affordable and specifically tailored to help cover end-of-life costs. These expenses—such as funeral arrangements, medical bills, and other outstanding obligations—can quickly accumulate, placing added stress on your family.
By planning ahead with Home of Life Insurance, you can help ensure that your loved ones are not burdened by unexpected costs, allowing them to focus on healing and remembrance—not finances.
Despite having Medicare or private insurance, many elderly households still face substantial out-of-pocket healthcare expenses in their final stages of life, placing a significant financial strain on families.
The legal process known as probate along with associated accounting fees can come as an unexpected burden to families and loved ones. Costs vary by state, and the proceedings can take several months or even years to resolve.
A funeral can be one of the most significant expenses your family may face. The average cost is approximately $8,300.¹ While cremation is often seen as a more affordable alternative, it typically reduces costs by only about 28% compared to a traditional funeral.¹
Final expense insurance provides affordable, fixed premiums that remain consistent throughout the life of your policy offering you lasting peace of mind and financial security for your loved ones.
The cash benefit from final expense insurance can be used to cover funeral and burial expenses, medical bills, or any other needs easing the financial burden on your loved ones during a difficult time.
To apply for coverage, just answer a few simple health questions no medical exams required. Once approved, you’ll enjoy the peace of mind that comes with fixed monthly premiums that never increase.
Your final expense insurance coverage remains in effect for your lifetime, as long as premiums are kept current. This ensures enduring protection and peace of mind, knowing that your loved ones.
Our final expense insurance plans accumulate cash value over time—a financial resource you can borrow against or use as a non-forfeiture benefit if needed, offering added flexibility and security.
We offer flexible payment options designed to fit your budget and lifestyle, including the convenience of aligning your payments with your Social Security deposit. This ensures that your premiums are easy to manage.
If you’re looking to provide meaningful financial support for your loved ones but find the cost of traditional whole life insurance out of reach, home of life Insurance offers an affordable and dependable alternative. Enjoy the reassurance that comes with knowing your family will be better prepared—and cherish every moment with greater peace of mind.
© 2025 HOME OF LIFE INSURANCE INCORPORATED
